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RBI Latest Guidelines: Repo rate remains unchanged at 6.5%. Ensure complete KYC compliance by Q4.

Unlock the Value of Your Property

A Loan Against Property (LAP) lets you borrow against the value of a property you already own — residential or commercial. The property remains in your possession throughout the loan tenure. It's a cost-effective way to raise funds for business expansion, education, medical expenses, or other legitimate needs.

Key Features

  • Loan amount based on property valuation (typically 50–70% of market value)
  • Longer tenure options — up to [PLACEHOLDER: MAX TENURE] months
  • Lower interest rates compared to unsecured loans
  • Property title verification conducted by our team
  • Continue using your property while repaying the loan

Property Types Accepted

  • Residential property (house, flat, plot)
  • Commercial property (shop, office, warehouse)
  • [PLACEHOLDER: ANY OTHER PROPERTY TYPES ACCEPTED]

Quick Summary

Loan Amount: [PLACEHOLDER: MIN] – [PLACEHOLDER: MAX]

Tenure: Up to [PLACEHOLDER] months

Interest Rate: [PLACEHOLDER: MIN RATE]% – [PLACEHOLDER: MAX RATE]% p.a.

LTV Ratio: Up to [PLACEHOLDER]% of property value

Processing Fee: [PLACEHOLDER: FEE]

Ready to Apply?

Get started with your application today. Our team will guide you through the entire process.

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