About Rajouri Hire Purchase and Finance
Serving the people and businesses of Jammu & Kashmir with trusted, transparent asset finance solutions.
Rooted in Jammu, Built on Trust
Rajouri Hire Purchase and Finance Private Limited was established in 1998 with a simple mission: to make asset finance accessible, transparent, and fair for the people of Jammu & Kashmir.
Starting from a single office in Rajouri district, we have grown into a trusted non-banking financial company serving customers across the Jammu division. Our focus has always been on understanding the local economy — from the shopkeepers of Raghunath Bazaar to the transporters running goods along the Jammu–Srinagar highway.
We are a non-deposit-taking NBFC, registered with the Reserve Bank of India, specializing in hire purchase finance, vehicle loans, commercial vehicle finance, and business loans. We do not accept public deposits — our operations are funded through institutional borrowings and promoter equity, ensuring financial discipline and regulatory compliance.
Mission, Vision & Values
Our Mission
To provide accessible, transparent, and responsible hire purchase and asset finance solutions that empower individuals and businesses in Jammu & Kashmir to grow and prosper.
Our Vision
To be the most trusted and preferred non-banking financial partner in the Jammu region — known for fair dealing, customer care, and deep local understanding.
Our Values
Transparency in every transaction. Respect for every customer. Prudence in lending. Accountability to regulators and the community we serve.
The People Behind Rajouri HPF
Our leadership team combines decades of experience in financial services, local business, and regulatory compliance.
[PLACEHOLDER: DIRECTOR NAME]
Managing Director
[PLACEHOLDER: BRIEF BIO — YEARS OF EXPERIENCE, ROLE IN COMPANY]
[PLACEHOLDER: DIRECTOR NAME]
Director
[PLACEHOLDER: BRIEF BIO]
[PLACEHOLDER: NAME]
Chief Financial Officer
[PLACEHOLDER: BRIEF BIO]
[PLACEHOLDER: NAME]
Head of Operations
[PLACEHOLDER: BRIEF BIO]
Rajouri HPF at a Glance
Compliance & Registration
RBI Registration
Rajouri Hire Purchase and Finance Private Limited holds a Certificate of Registration issued by the Reserve Bank of India under Section 45-IA of the Reserve Bank of India Act, 1934. Registration No.: [PLACEHOLDER: RBI REG NO.]
Corporate Identity
CIN: [PLACEHOLDER: CIN]
Registered Office: [PLACEHOLDER: REGISTERED OFFICE ADDRESS]
Non-Deposit Taking NBFC
We are classified as a non-deposit-taking Non-Banking Financial Company (NBFC-ND). We do not accept public deposits. All lending activities are conducted in accordance with RBI Master Directions for NBFCs.
Grievance Redressal
We have a designated Grievance Redressal Officer to address customer complaints promptly. If your complaint is not resolved within 30 days, you may approach the RBI's Sachet portal or the Banking Ombudsman. Contact: [PLACEHOLDER: GRO NAME], [PLACEHOLDER: GRO PHONE], [PLACEHOLDER: GRO EMAIL]
Want to Know More?
Whether you're looking for a loan, want to become a dealer partner, or simply have a question — we'd love to hear from you.